June 6, 2014
AgencyShould You Buy Inflation Protection For Long-Term Care Insurance?
Should you buy inflation protection for long-term care insurance? Absolutely. In fact, if you don’t think you can afford that extra coverage, you should probably rethink whether you should buy the insurance at all. The issue of inflation protection was just one of the subjects that I, along with financial adviser Michael Kitces and insurance […]
May 30, 2014
Agency7 Myths About Life Insurance
Life insurance is kind of like the Rodney Dangerfield of financial planning. As one of most people’s least favorite financial topics, it gets no respect. Yet, it’s something that almost everyone needs and not having it when you need it can be devastating to your family’s well being. Here are some of the most common and […]
April 18, 2014
AgencyWhen Life Insurance May Cost More
You probably need life insurance. Lots of people do. If you have small children, a mortgage, a spouse who’s dependent on your income—or any person who would be inconvenienced financially if you were hit by a bus tomorrow, you probably should have life insurance. Experts generally recommend buying 10 to 20 times your annual income […]
March 14, 2014
AgencyWomen And Long-Term Care Insurance
In recent months, major insurers have adopted “gender distinct” rates for new coverage. Translation: If you’re a woman, you’ll now pay more than a man for the same coverage. Rates for single women rose 20 to 40% last year, while rates for single men fell 15%, says Jesse Slome, executive director of the American Association […]
February 14, 2014
AgencyInsure Your Love This Valentine’s Day
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July 1, 2013
AgencyLife Insurance Fraud
There’s the honest way of collecting life insurance money — when a person dies and names you as the beneficiary — and then there’s the dishonest way — when you deceive insurers, family members or business partners. That’s life insurance fraud, a crime that costs the industry hundreds of millions of dollars annually, says James […]
June 4, 2013
AgencyAmericans with Life Insurance Report More Fulfilling Lives
Owners of life insurance report more fulfillment and optimism in their lives compared to those without coverage, according to findings from the Keep Good Going Report, sponsored by New York Life. The survey, conducted by Greenwald & Associates, explored the attitudes and expectations of more than 2,000 Americans regarding how they can cultivate goodness in their […]