January 31, 2014
AgencyIs a stolen car covered if the thief isn’t caught?
Yes, your insurance should pay for the repairs. But expect to be grilled about the claim — and don’t take it personally. Auto insurance companies will pay for the repairs of a recovered stolen vehicle, minus your deductible, if you have comprehensive coverage on your policy — no matter if the thief is found or […]
October 23, 2013
AgencyAre You Covered? Insurance Loopholes for 3 Halloween Accidents
Not all insurance policies are created equal! The following guidelines are standard, but there are exceptions. It’s important to get to know your insurance policy before you have to file a claim. Here are three possible Halloween problems, and the skinny on what is and isn’t covered by a typical policy. Trick-or-Treater Slips and Falls Trick-or-treating can […]
June 24, 2013
Agency‘Dude, Where’s my car — and are you Insured?’
When you pull up to a restaurant, toss the valet your keys and wander off to enjoy your evening, you probably never give another thought to the misfortunes that could befall your vehicle while it’s in the custody of uniformed strangers. But rest assured that most parking and valet companies are keenly aware of the […]
June 18, 2013
AgencySummer Car Insurance Tips for College Kids
Your car insurance coverage may need to change depending on where and when your college student drives. Whether your student drives your car or someone else’s, contact your car insurance company for a quick policy update. “Parents should always alert their car insurance company if their kids are coming home for the summer or going […]
May 28, 2013
AgencyObamacare Is Driving Some Doctors To Stop Taking Insurance Altogether
A Portland, Maine family doctor is the latest poster child for private practitioners who are turning their backs on insurers altogether. In April, Dr. Michael Ciampi stopped accepting all forms of insurance, including Medicare and Medicaid, and started charging for his services a la carte. “We’re asking people to pay at the time of service […]
March 25, 2013
AgencyObamacare’ biggest challenge may be coming this fall
The Affordable Care Act, also known as Obamacare, celebrated its third anniversary on Saturday, but the controversial law’s biggest challenge is still on the horizon. In the past three years, the ACA has survived a disastrous midterm election for the Democrats and a nail-biting Supreme Court decision last June, which also changed some key components of the […]