November 6, 2013
AgencyFactors That Could Raise Your Insurance Rates
Insurers consider a dizzying number of factors in determining premiums, so it’s often challenging for consumers to understand why they’re paying higher rates than their neighbors or co-workers. “All the consumer can do is ask questions when they buy insurance and get comparison apples-to-apples quotes and hope they’re getting a fair shake,” says Amy Bach, […]
October 23, 2013
AgencyAre You Covered? Insurance Loopholes for 3 Halloween Accidents
Not all insurance policies are created equal! The following guidelines are standard, but there are exceptions. It’s important to get to know your insurance policy before you have to file a claim. Here are three possible Halloween problems, and the skinny on what is and isn’t covered by a typical policy. Trick-or-Treater Slips and Falls Trick-or-treating can […]
October 16, 2013
Agency9 Things Your Homeowners Insurance May Not Cover
With homeowners insurance (or any insurance for that matter), you’re really paying for peace of mind – comfort in knowing that life’s curveballs won’t become insurmountable problems. However, those curveballs come in many shapes and sizes, and sometime they can exceed the limits of a standard homeowners policy. Here are nine things that a standard policy may […]
October 9, 2013
AgencyAn Overlooked Obamacare Flaw: Too Many Choices
If you’re among the millions of people who have struggled to find affordable health insurance, you might be delighted to hear the Affordable Care Act, now up and running, will offer dozens of insurance plans at reasonable prices. But, believe it or not, fewer choices might actually encourage more people to sign up. It’s an article of […]
October 2, 2013
AgencyNot Planning to Buy Health Insurance?
It may seem like a clever idea to save yourself cash by not purchasing health insurance, but with Obamacare kicking in, you’ll have penalties to pay, which could cost you big bucks in the long run. Not only are you playing financial Russian roulette – you could be forking out tens of thousands or hundreds […]
September 25, 2013
AgencyWhy shop around for home insurance quotes?
You’ve probably heard this before, maybe loads of times. When it comes to insurance, it pays to shop around. There’s a reason that line is repeated so often: It’s solid advice, because big savings are possible. Just look at the evidence from a recent simple, unscientific survey of home insurance quotes that Bankrate conducted, focusing […]
September 18, 2013
AgencyIs Your College Student Properly Insured?
When college students arrive on campus, their cars are often loaded with pricey laptops, tablets, flat screen TVs and their entire wardrobe. Between the house parties and theft in dorms and libraries, it’s likely any one of these items could suffer some damage. So for parents of students who just returned to college, now is […]
September 11, 2013
AgencyStates With The Worst Health Coverage
Last year, just under 15% of the U.S. population did not have health insurance coverage. But as the different stages of the Affordable Care Act roll out over the next few years — and more Americans become insured — this rate is likely to fall. For now though, health insurance remains out of reach for […]
September 4, 2013
AgencyDangers of Identity Theft After a Crash
Whether you are in a major car accident or even a minor fender bender, identity theft is not likely to be one of your immediate concerns after a crash. But you can’t let your guard down as you swap auto insurance and other information. Criminals sometimes stage car accidents to make false injury claims, and […]
August 28, 2013
AgencyNew Health-Care Law’s Success Rests on the Young
The success of the new health-care law rides in large measure on whether young, healthy people like Gabe Meiffren, a cook at a Korean-Hawaiian food cart, decide to give up a chunk of disposable income to pay for insurance. After getting a peek at rates being offered for fall, the 25-year-old man said he would […]