June 13, 2014
AgencyTraffic Tickets That Trigger The Highest Car Insurance Rates
It’s a simple and reasonably fair concept – all else being equal, safer and more careful drivers pay less for their car insurance than do those having multiple accidents and/or moving violations. How much? Depending on the infraction one’s rates can jump by as much as a whopping 93 percent for a single ticket, according […]
May 23, 2014
AgencyWho really dinged your spouse’s car
If your husband or wife drives up with a brand new dent on the car, you might not get the truth about what happened. Some 35% of spouses admitted to dinging the family car, then telling their loved one that someone else did it, according to a new survey by the insurance website insure.com. Something […]
May 16, 2014
AgencyHigh Economic Toll of Traffic Crashes
A report just released by the National Highway Transportation Safety Administration (NHTSA) puts a $277 billion price tag on the economic costs of traffic crashes in the United States in 2010, a 20 percent increase over its 2000 data. The economic costs are equivalent to approximately $897 for every person living in the U.S. and 1.9 percent […]
May 9, 2014
AgencyPoor Service, Not Price Drives Auto Insurance Customers to Shop
Big savings are not all they seem, at least when it comes to buying auto insurance. The just-released J.D. Power 2014 U.S. Insurance Shopping Study finds that poor service is a leading reason why customers shop for and switch to a new auto insurer, rather than price. Declining satisfaction with new price is also the primary reason […]
April 11, 2014
AgencyGet married, save on car insurance
Did you know that taking 15 minutes to get married could save you at least 15% on your car insurance? According to a report, a 20-year old married woman pays an average of 22% less for car insurance than her single counterpart. And a married 20-year-old man pays 20% less than his single friend of […]
March 28, 2014
AgencyHow Obamacare Lowers The Price Of Your Car Insurance
The cost of automobile insurance, workers’ compensation coverage and general business liability insurance could drop by as much as 5% thanks to the Affordable Care Act, according to a new study. Though the health law doesn’t cover cars or workers compensation, new analysis by RAND Corporation indicates it may help car owners and businesses with […]
February 21, 2014
AgencyAuto insurance rates in families with teen drivers
Parents are paying premiums up to 71 percent higher in the state because of these younger motorists. Parents of teen drivers in Texas are watching their auto insurance premiums skyrocket as they add their adolescent children to their policies, causing them to have to pay an average of 71 percent more than they used to. […]
January 31, 2014
AgencyIs a stolen car covered if the thief isn’t caught?
Yes, your insurance should pay for the repairs. But expect to be grilled about the claim — and don’t take it personally. Auto insurance companies will pay for the repairs of a recovered stolen vehicle, minus your deductible, if you have comprehensive coverage on your policy — no matter if the thief is found or […]
September 4, 2013
AgencyDangers of Identity Theft After a Crash
Whether you are in a major car accident or even a minor fender bender, identity theft is not likely to be one of your immediate concerns after a crash. But you can’t let your guard down as you swap auto insurance and other information. Criminals sometimes stage car accidents to make false injury claims, and […]
August 23, 2013
AgencyTips for Saving Money on Insurance
More than other age groups, people over 65 are reluctant to consider changes in their insurance needs. Consumers of all ages tend to get locked into policies they’ve owned for a long time. Older consumers are even more reluctant to change, and the companies count on it. But circumstances change and the best insurance solutions […]