April 25, 2014
AgencyProperty Claims Satisfaction Improves For Second Year
Overall satisfaction among homeowners insurance customers who filed a property claim has improved for the second consecutive year. According to the J.D. Power 2014 Property Claims Satisfaction Study, satisfaction among homeowners insurance customers who filed a property claim between April 2012 and January 2014 averages 840 (on a 1,000-point scale) – up from 836 in the […]
April 18, 2014
AgencyWhen Life Insurance May Cost More
You probably need life insurance. Lots of people do. If you have small children, a mortgage, a spouse who’s dependent on your income—or any person who would be inconvenienced financially if you were hit by a bus tomorrow, you probably should have life insurance. Experts generally recommend buying 10 to 20 times your annual income […]
April 11, 2014
AgencyGet married, save on car insurance
Did you know that taking 15 minutes to get married could save you at least 15% on your car insurance? According to a report, a 20-year old married woman pays an average of 22% less for car insurance than her single counterpart. And a married 20-year-old man pays 20% less than his single friend of […]
April 4, 2014
Agency5 Household Items You Should Insure
You probably don’t think about it until happens. How many assets do you own that are high-value items either in terms of monetary or sentimental value? Your homeowner’s insurance doesn’t cover everything you own and the items it does cover are only partially insured if they’re high-priced items. Here are a few items you should […]
March 28, 2014
AgencyHow Obamacare Lowers The Price Of Your Car Insurance
The cost of automobile insurance, workers’ compensation coverage and general business liability insurance could drop by as much as 5% thanks to the Affordable Care Act, according to a new study. Though the health law doesn’t cover cars or workers compensation, new analysis by RAND Corporation indicates it may help car owners and businesses with […]
March 21, 2014
AgencyThe Secret to Getting Cheaper Insurance
Have your auto or homeowner insurance rates been creeping up? If so, you may have been “POed” by your auto insurer. According to new information from the Consumer Federation of America, some insurance companies are secretly “price optimizing” customers; charging them a higher rate for no other reason than they think the customer won’t shop […]
March 14, 2014
AgencyWomen And Long-Term Care Insurance
In recent months, major insurers have adopted “gender distinct” rates for new coverage. Translation: If you’re a woman, you’ll now pay more than a man for the same coverage. Rates for single women rose 20 to 40% last year, while rates for single men fell 15%, says Jesse Slome, executive director of the American Association […]
March 7, 2014
Agency5 Myths About Home Fire Sprinklers
1. When one sprinkler goes off, all the sprinklers activate. The sprinkler heads react to temperatures in each room individually, allowing only the sprinkler closest to the fire to activate. In fact, 90 percent of fires are contained by the operation of just one sprinkler. 2. A sprinkler could accidentally go off, causing severe water […]
February 28, 2014
AgencySmart Places to Hide Your Spare Key
A friendly reminder: Hiding a spare key underneath your welcome mat is not sneaky. It’s obvious. So, try one of these smarter key-hiding tactics! The Brick Trick. We’re all for a well-maintained brick walkway, but one small chink in the mortar can be good news! Put the brick blemish to good use: if there’s enough space for […]
February 21, 2014
AgencyAuto insurance rates in families with teen drivers
Parents are paying premiums up to 71 percent higher in the state because of these younger motorists. Parents of teen drivers in Texas are watching their auto insurance premiums skyrocket as they add their adolescent children to their policies, causing them to have to pay an average of 71 percent more than they used to. […]