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TEC Insurance LLC Blog: health

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Dr. Richard Victor, executive director of the Workers Compensation Research Institute (WCRI), likens the impact of health care reform to a hurricane. Like a storm whose path is not quite defined, health care reform could take a significant toll – but we don’t know precisely where. READ MORE >>

The cost of automobile insurance, workers’ compensation coverage and general business liability insurance could drop by as much as 5% thanks to the Affordable Care Act, according to a new study. Though the health law doesn’t cover cars or workers compensation, new analysis by RAND Co... READ MORE >>

Going without a health plan is bad for your personal and financial health. Lack of health insurance increases an individual's risk of dying prematurely and being unable to pay for housing or food due to medical bills. The federal health care overhaul aims to drastically reduce the number of Americans who don't have insurance. READ MORE >>

Insurers consider a dizzying number of factors in determining premiums, so it's often challenging for consumers to understand why they're paying higher rates than their neighbors or co-workers. "All the consumer can do is ask questions when they buy insurance and get comparison apples-to-apples q... READ MORE >>

If you’re among the millions of people who have struggled to find affordable health insurance, you might be delighted to hear the Affordable Care Act, now up and running, will offer dozens of insurance plans at reasonable prices. But, believe it or not, fewer choices might actually encourage more people to sign up. READ MORE >>

It may seem like a clever idea to save yourself cash by not purchasing health insurance, but with Obamacare kicking in, you’ll have penalties to pay, which could cost you big bucks in the long run. Not only are you playing financial Russian roulette – you could be forking out tens of... READ MORE >>

Last year, just under 15% of the U.S. population did not have health insurance coverage. But as the different stages of the Affordable Care Act roll out over the next few years -- and more Americans become insured -- this rate is likely to fall. For now though, health insurance remains out of reach for many Americans. READ MORE >>

The success of the new health-care law rides in large measure on whether young, healthy people like Gabe Meiffren, a cook at a Korean-Hawaiian food cart, decide to give up a chunk of disposable income to pay for insurance. READ MORE >>

When you’re in recovery from a hospital visit — whether it’s a major surgery, a visit to the emergency room or just a routine procedure — the last thing you want to worry about is paying your medical bills. READ MORE >>

Under the Affordable Care Act, if a company with 50 employees hopes to avoid the penalty in the so-called employer mandate, it is not enough to merely offer those workers health insurance. The insurance must be “affordable,” among other things, and the law is very specific about&... READ MORE >>

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