March 25, 2013
AgencyObamacare’ biggest challenge may be coming this fall
The Affordable Care Act, also known as Obamacare, celebrated its third anniversary on Saturday, but the controversial law’s biggest challenge is still on the horizon. In the past three years, the ACA has survived a disastrous midterm election for the Democrats and a nail-biting Supreme Court decision last June, which also changed some key components of the […]
May 21, 2013
AgencyHealth Insurance Evolution Becomes Revolution
President Barack Obama’s historic Affordable Care Act is bringing sweeping changes to your health care. Insurers can no longer deny you coverage due to pre-existing conditions. Preventive care and wellness screenings are now available at no additional cost. Lifetime dollar limits on health plans are a thing of the past. And beginning in 2014, new […]
May 28, 2013
AgencyObamacare Is Driving Some Doctors To Stop Taking Insurance Altogether
A Portland, Maine family doctor is the latest poster child for private practitioners who are turning their backs on insurers altogether. In April, Dr. Michael Ciampi stopped accepting all forms of insurance, including Medicare and Medicaid, and started charging for his services a la carte. “We’re asking people to pay at the time of service […]
July 9, 2013
AgencyEntrepreneurs and Health Insurance
As President Obama’s health care overhaul begins to change how Americans get their health insurance, the nearly 22 million people who are self-employed will see some of the most dramatic changes, with perhaps half of them headed for the new health exchanges in the fall. I’m one of them – I recently received notice that […]
August 9, 2013
AgencyAbout the Affordable Care Act
Under the Affordable Care Act, if a company with 50 employees hopes to avoid the penalty in the so-called employer mandate, it is not enough to merely offer those workers health insurance. The insurance must be “affordable,” among other things, and the law is very specific about what affordable means: It means the employee’s share of the […]
August 16, 2013
AgencyWhen Your Insurance & Hospital Battle
When you’re in recovery from a hospital visit — whether it’s a major surgery, a visit to the emergency room or just a routine procedure — the last thing you want to worry about is paying your medical bills. Although the doctors may have stitched you up, sometimes they don’t quite stick to procedure when […]
August 28, 2013
AgencyNew Health-Care Law’s Success Rests on the Young
The success of the new health-care law rides in large measure on whether young, healthy people like Gabe Meiffren, a cook at a Korean-Hawaiian food cart, decide to give up a chunk of disposable income to pay for insurance. After getting a peek at rates being offered for fall, the 25-year-old man said he would […]
September 11, 2013
AgencyStates With The Worst Health Coverage
Last year, just under 15% of the U.S. population did not have health insurance coverage. But as the different stages of the Affordable Care Act roll out over the next few years — and more Americans become insured — this rate is likely to fall. For now though, health insurance remains out of reach for […]
October 2, 2013
AgencyNot Planning to Buy Health Insurance?
It may seem like a clever idea to save yourself cash by not purchasing health insurance, but with Obamacare kicking in, you’ll have penalties to pay, which could cost you big bucks in the long run. Not only are you playing financial Russian roulette – you could be forking out tens of thousands or hundreds […]
October 9, 2013
AgencyAn Overlooked Obamacare Flaw: Too Many Choices
If you’re among the millions of people who have struggled to find affordable health insurance, you might be delighted to hear the Affordable Care Act, now up and running, will offer dozens of insurance plans at reasonable prices. But, believe it or not, fewer choices might actually encourage more people to sign up. It’s an article of […]