March 18, 2013
AgencyCar Insurance Myths
Understanding all the legal mumbo-jumbo of an insurance policy is hard enough. So auto policy holders should know what’s fact and what’s fiction about what insurers look for when determining premium rates. Here are 10 auto insurance myths debunked. 1. The color of my car matters. Red cars may be a hot ticket item, but they do not drive […]
May 6, 2013
AgencyCar breakdown insurance vs. extended warranty
Large car repair bills are something no one wants, which is why policies that offer peace of mind in the form of a set copayment or percentage for car repairs are so appealing. Chances are you’ve been offered one of these protection plans — mechanical breakdown insurance or an extended warranty — when you purchased […]
May 13, 2013
AgencyHow Am I Driving? Insurers May Know
After more than a decade of experimentation, auto insurer Progressive Corp. is on the verge of a nationwide unveiling of a new type of insurance that charges customers based, in part, on real-time information about how well they drive. With a small device that plugs into a car’s onboard diagnostic computer, Progressive can measure when […]
June 18, 2013
AgencySummer Car Insurance Tips for College Kids
Your car insurance coverage may need to change depending on where and when your college student drives. Whether your student drives your car or someone else’s, contact your car insurance company for a quick policy update. “Parents should always alert their car insurance company if their kids are coming home for the summer or going […]
June 24, 2013
Agency‘Dude, Where’s my car — and are you Insured?’
When you pull up to a restaurant, toss the valet your keys and wander off to enjoy your evening, you probably never give another thought to the misfortunes that could befall your vehicle while it’s in the custody of uniformed strangers. But rest assured that most parking and valet companies are keenly aware of the […]
July 18, 2013
AgencyMost Stolen Vehicles in America
If you drive a pickup truck or a large SUV you’d better watch out. The top ten vehicles stolen in the U.S. between 2010-2012 were all trucks and SUVs, according to data released Tuesday from the Highway Loss Data Institute, an insurance industry backed research group. The four-wheel drive Ford F-250 crew cab pickup is […]
August 23, 2013
AgencyTips for Saving Money on Insurance
More than other age groups, people over 65 are reluctant to consider changes in their insurance needs. Consumers of all ages tend to get locked into policies they’ve owned for a long time. Older consumers are even more reluctant to change, and the companies count on it. But circumstances change and the best insurance solutions […]
September 4, 2013
AgencyDangers of Identity Theft After a Crash
Whether you are in a major car accident or even a minor fender bender, identity theft is not likely to be one of your immediate concerns after a crash. But you can’t let your guard down as you swap auto insurance and other information. Criminals sometimes stage car accidents to make false injury claims, and […]
January 31, 2014
AgencyIs a stolen car covered if the thief isn’t caught?
Yes, your insurance should pay for the repairs. But expect to be grilled about the claim — and don’t take it personally. Auto insurance companies will pay for the repairs of a recovered stolen vehicle, minus your deductible, if you have comprehensive coverage on your policy — no matter if the thief is found or […]
February 21, 2014
AgencyAuto insurance rates in families with teen drivers
Parents are paying premiums up to 71 percent higher in the state because of these younger motorists. Parents of teen drivers in Texas are watching their auto insurance premiums skyrocket as they add their adolescent children to their policies, causing them to have to pay an average of 71 percent more than they used to. […]