Auto Insurance in Bonne Terre, MO
Auto insurance can be an essential component of responsible financial planning. It may help shield you from significant expenses, provide financial stability during unforeseen circumstances and offer greater confidence every time you’re on the road.
What Does Auto Insurance Cover?
While every driver’s needs differ, a standard auto insurance policy often includes the following:
- Liability coverage may cover third-party bodily injury and property damage if you’re found responsible in an accident.
- Comprehensive coverage may compensate for losses resulting from incidents unrelated to collision, such as theft, vandalism or weather damage.
- Collision coverage may help pay for repairs to your car after an accident, regardless of fault.
- Uninsured/underinsured motorist coverage may offer financial support if you get into an accident with an at-fault driver who has little or no insurance.
How Much Coverage Do I Need?
In Missouri, drivers are required to carry liability insurance and uninsured motorist coverage. You also need to keep proof of coverage in your vehicle to avoid fines, suspension of registration or even license suspension. Beyond the state’s legal requirements, the amount of auto insurance you need should reflect your financial exposure and risk tolerance. If you own a newer vehicle or have significant assets, increasing liability limits and adding coverage for damage or theft can be a smart move.
What Information Do You Need for a Quote?
Before you request an auto insurance quote, make sure you have the following details ready:
- Personal details including your name, birth date, driver’s license number, address and contact information
- Household information, such as other drivers living with you
- Driving history
- Vehicle details
- Current insurance information, if you have an existing policy
Where to Get Auto Insurance
TEC Insurance can help you secure a quote tailored to your needs and budget. Contact us today to speak with our team and learn more about your options.