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Insurers consider a dizzying number of factors in determining premiums, so it's often challenging for consumers to understand why they're paying higher rates than their neighbors or co-workers. "All the consumer can do is ask questions when they buy insurance and get comparison apples-to-apples q... READ MORE >>

No longer will a wood deck with a barbecue do for many homeowners wanting to enjoy their back yards. These days, accessorizing means amenities like ponds, flower beds, vegetable gardens, outdoor kitchens, and, increasingly, fire pits that crackle and glow. One reason for fire pits’ appeal? READ MORE >>

Not all insurance policies are created equal! The following guidelines are standard, but there are exceptions. It’s important to get to know your insurance policy before you have to file a claim. Here are three possible Halloween problems, and the skinny on what is and isn't covered by a typical policy. READ MORE >>

With homeowners insurance (or any insurance for that matter), you’re really paying for peace of mind – comfort in knowing that life’s curveballs won’t become insurmountable problems. However, those curveballs come in many shapes and sizes, and sometime they can exceed the limits of a standard homeowners policy. READ MORE >>

If you’re among the millions of people who have struggled to find affordable health insurance, you might be delighted to hear the Affordable Care Act, now up and running, will offer dozens of insurance plans at reasonable prices. But, believe it or not, fewer choices might actually encourage more people to sign up. READ MORE >>

It may seem like a clever idea to save yourself cash by not purchasing health insurance, but with Obamacare kicking in, you’ll have penalties to pay, which could cost you big bucks in the long run. Not only are you playing financial Russian roulette – you could be forking out tens of... READ MORE >>

You've probably heard this before, maybe loads of times. When it comes to insurance, it pays to shop around. There's a reason that line is repeated so often: It's solid advice, because big savings are possible. READ MORE >>

When college students arrive on campus, their cars are often loaded with pricey laptops, tablets, flat screen TVs and their entire wardrobe. Between the house parties and theft in dorms and libraries, it's likely any one of these items could suffer some damage. READ MORE >>

Last year, just under 15% of the U.S. population did not have health insurance coverage. But as the different stages of the Affordable Care Act roll out over the next few years -- and more Americans become insured -- this rate is likely to fall. For now though, health insurance remains out of reach for many Americans. READ MORE >>

Whether you are in a major car accident or even a minor fender bender, identity theft is not likely to be one of your immediate concerns after a crash. But you can't let your guard down as you swap auto insurance and other information. READ MORE >>

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